It’s no secret that money is a leading cause of relationship stress, with 20 to 40% of couples citing financial friction as the reason for their breakup. To find the “perfect match,” you must first look inward and define your own vision for wealth building and financial security.
The Logical Match: Financial Security & Credit Alignment
The logical side of financial wellbeing is built on the foundation of transparency and good judgment. When you’re evaluating a partner’s “financial profile,” you aren’t just looking at their current balance—you’re looking at their discipline and long-term potential.
To find your best logical match, ask these three critical questions:
1. The Emergency Plan
“If we were in a financial pinch, would you be prepared with an emergency savings plan?”
The Insight: This reveals their view on financial readiness. You are looking for a partner who prioritizes risk mitigation and has a plan for life’s unexpected moments.
2. Credit and Investment Goals
“If we were looking to buy a home, do our credit scores and debt-to-income ratios align?”
The Insight: This determines financial responsibility. Are they intentional about paying down student debt? Do they purchase with purpose? Alignment here is critical for co-investing in your future.
3. Ambition and Transparency
“Are you ready to have regular conversations about income management, investing, and generational wealth?”
The Insight: This tests for financial transparency. A “match” means having a partner who is willing to sit at the table for real-time financial check-ins.
The Emotional Match: Money Love Languages & Values
Your finances aren’t just driven by spreadsheets; they are driven by your values. Your “Money Love Language” and how you handle financial triggers are huge indicators of long-term compatibility.
To find your best emotional match, explore these two areas:
1. Spending Awareness & Triggers
“What do you prioritize with your disposable income, and how do you respond to financial stress?”
The Insight: This shows their level of financial awareness. Understanding what brings them joy—and what causes them to spend recklessly—helps you see if your spending habits will complement or clash with one another.
2. Financial Values & Social Responsibility
“Do you use your money to support the social, political, and cultural movements you believe in?”
The Insight: This is about voting with your dollar. Whether it’s supporting Black-owned businesses or investing in sustainable causes, sharing a “financial value system” ensures you are building a life that reflects your shared principles.
——
Areas of life where you swipe right on others like a housemate, job place, or life long partner start to define you and your everyday life.
Choosing what is right for you in the long run over what feels nice at the time is not only a sign of maturity but one of courage.
From financial discipline to principles, you have a vision of your future. To love yourself fully, you have to choose to swipe right on the person you both financially trust and admire.
Choose the best partner to take the journey with, even if that partner is just you.
