In our previous columns, we’ve often addressed a major pitfall for bond investors: the attempt to out-guess the market. Many are frustrated with current yields and decide to keep their investment dollars parked in money market funds, waiting for long-term interest rates to become more attractive. Currently, a staggering $7.186 trillion is idly sitting in US money-market funds, as investors wait for the “right” moment to enter the market.
 
		